Millibelle

"Losing one's Geo is a terrible thing and it's so much more likely if you carry it about on yourself."

- Millibelle the Banker

Millibelle the Banker is a Merchant in Hollow Knight. She provides banking services for a single fee.

Lore Despite the lack of activity in Hallownest, Millibelle opened a bank in a recluse and safe area in Fog Canyon, next to the abandoned Queen's Station. Instead of a vault, she uses her shell to store Geo - a detail she tries to brush off.

However, behind her kind and polite facade, Millibelle is a thief whose purpose of using her shell to store Geo is so she can simply run off with it easily. If she gets enough Geo and is given the chance, she abandons her position with all the stored earnings.

In-game events Millibelle can be found in her bank at the base of Fog Canyon. For a small starting fee of, she provides a service to keep the Knight's Geo safe. Geo deposited in her bank is retained upon death and can be withdrawn at any time, up to a maximum of.

If she holds or more and the Knight rests at a Bench or uses the Stagways, visiting the bank again reveals that Millibelle has abandoned her stand. Hitting the empty stand three times reveals that it was a 2D cutout. The bank sign also falls to the ground on the way out.

After she disappears from Fog Canyon, Millibelle the Thief can be found at the Hot Spring in the Pleasure House in the City of Tears. Here she can be hit with the Nail and bounced around harmlessly, causing Geo to fall out of her. The amount of Geo that can be reclaimed is roughly the amount of Geo deposited times 1.5 for a total of up to. Geo stops falling out of her if there are at least 81 different pieces of Geo that have not been picked up.

Location Millibelle's bank is found just west of Queen's Station in Fog Canyon but she runs away to the Pleasure House if she is visited in Fog Canyon after depositing or more and resting on a Bench or using the Stagways.

Trivia
 * Fragile Greed/ Unbreakable Greed has no effect on the amount of Geo the Knight gets back from her shell.
 * The the Knight deposits when opening the bank account is not returned.
 * At the Hot Spring in the Pleasure House, she is called Millibelle the Thief.
 * She can be bounced out of the screen through the room's exit but does not change rooms. Exiting and re-entering puts her back as usual. This decreases how much Geo she can drop.
 * When Grimmchild is not in its first Phase, it treats Millibelle in her bank as an enemy and attempts to attack her, making her cower and not interact.
 * She also cowers if the Knight has the Carefree Melody Charm equipped.
 * Having either Charm equipped also causes Weaverlings and Hatchlings to attack her, though these do not prevent her from interacting when Grimmchild is in its first Phase.
 * Dreamshield "tinks" off of the bank stand as if it was an enemy or damageable object.
 * Millibelle is one of the few NPCs who can be "hit" with the Nail without taking damage.

Notes 

References

Миллибель Millibelle Millibelle