Millibelle

"Losing one's Geo is a terrible thing and it's so much more likely if you carry it about on yourself."

- Millibelle the Banker

Millibelle the Banker is a merchant in Hollow Knight. She provides banking services for a single fee.

Lore
Despite the lack of activity in Hallownest, Millibelle opened a bank in a recluse and safe area in Fog Canyon, next to the abandoned Queen's Station. Instead of a vault, she uses her shell to store Geo- a detail she tries to brush off.

However, behind her kind and polite facade, Millibelle is a thief whose purpose of using her shell to store Geo is so she can simply run off with it easily. If she gets enough Geo and when she gets the chance, she'll abandon her position with all the stored earnings.

Hollow Knight
Millibelle can be found in her bank at the base of Fog Canyon. For a small starting fee of, she provides a service to keep the Knight's Geo safe. Geo deposited in her bank is retained upon death and can be withdrawn at any time, up to a maximum of.

After she holds or more and the Knight has rested at a bench or used the Stagway, Millibelle abandons her stand. Hitting the empty stand will reveal that it was a 2D cutout. The bank sign will also fall to the ground on the way out.

After this, Millibelle the Thief can be found at the Hot Spring in the Pleasure House in City of Tears. Here she can be bounced around harmlessly, causing Geo to fall out of her. The amount of Geo that can be reclaimed is exceeding the amount of Geo deposited times roughly 1.5.

Location
Millibelle's bank is found near the Queen's Station in Fog Canyon but she will run away to the Pleasure House if she is visited in Fog Canyon after depositing or more and resting on a bench.

Trivia

 * Fragile Greed / Unbreakable Greed has no effect on the amount of Geo the player gets back from her shell.
 * The the player deposits when opening the bank account is not returned.
 * At the Hot Spring in the Pleasure House, she will be called Millibelle the Thief.
 * She can be bounced out of screen through the room exit but does not change room. Exiting and re-entering puts her back as usual. It is unknown if that impacts how much Geo she can still drop.
 * Grimmchild, Weaversong and Glowing Womb will treat Millibelle in her bank as an enemy and attempt to attack her, making her cower and not interact.
 * Dreamshield "tinks" off of the bank stand as if it was an enemy or damageable object.